home insurance
Homeowner policies provide coverage for your home, its contents, and other structures such as a garage or shed. They also cover liability, medical payments and additional living expense Your property is typically covered against fire, lightning, theft, windstorms and hail, smoke and other perils such as; damage by vehicle or aircraft, burst pipes, damage from falling objects and damage caused by the weight of snow and ice.
Other important Homeowner coverages that can be added to your policy include:
- Identity Theft
- Water and Sewer Back-up
- Fine Jewelry
- Equipment Breakdown
All homeowner policies benefit from discounts if you have the following:
- Home sprinkler system
- Fire and burglar alarms
- Fire extinguishers
- Smoke detectors
- Dead-bolt locks
- Whole House Generator
We can insure your primary residence as well as your vacation home.
Renters, Condo, and Townhouse Insurance
If you rent an apartment or own a condo, you will need coverage for the following:
- Loss of damage to personal property
- Personal liability in case of injury to others or damage to someone else’s property
- Additional living expenses when your home is damaged
- Medical expenses paid to others who are injured in your home
