auto insurance

If you own or lease a car, you’ll find dependable service, competitive rates, and attractive coverage options through R&M Insurance Agency. We will help find the best fit for your coverage needs at a competitive price.

Personal Auto Insurance

There are a lot of ways to save money on your auto insurance policy. Talk with one of our knowledgeable agents for tips on how to reduce your monthly bill.

Discounts are usually available for:

  • Passive seat belt restraints
  • Airbags
  • Anti-lock brakes
  • Anti-theft devices
  • Driver education course
  • Defensive driving course
  • Good student discount
  • Participate in carpools
  • Multiple vehicles insured with the same company

From the first time buyer to a high valued homeowner, automobiles, and recreational vehicles. We will review, quote, and secure coverages for your needs.

Property Damage Liability

This policy will help protect any property that is not your own that becomes damaged in an accident. This coverage also provides for legal defense costs if they are required.

No-Fault Coverage

This type of insurance will provide financial support for any medical costs, rehabilitation, loss of income, funeral costs or accidental death, covering you and any passengers that are injured in an accident that involves your vehicle, regardless of which driver is determined to be at fault.

Uninsured/Underinsured Motorist Coverage

An insurance policy that includes uninsured or underinsured motorist coverage is extremely beneficial in the case of an accident or injury that was caused by another motorist who did not have insurance or was not sufficiently covered to pay the amount that is legally allowed for damages.

Comprehensive Coverage

Physical damage coverage protecting against fire, theft, vandalism and animal collision.

Collision Coverage

This helps to cover any costs associated with repairs for damages to your car.